Savvy over 50s New Year Tips for Credit Card Spending

Research has shown that managing finance is the second most popular New Year’s Resolution among Britons. Among no group is this truer than the over-50s who are turning out to be the most money savvy of generations, according to a new study by Saga personal finance.

The secret seems to be that people over 50 have embraced using a credit card more than most people would imagine and they are very savvy about when and how to use them.  Over 90% of people over 50 say they have at least one card, with over a quarter saying they have three or more cards.


Money Worries are Costing Brits 71 Sleepless Nights a Year

Attending to your personal finances was second only to improving health and wellbeing as the nation’s top New Year’s Resolution. So if you are worried about your finance, you are far from alone. The average Brit is suffering more than 70 sleepless nights a year over money worries, according to new research.

One in ten UK employees productive for under one hour per day

The average Brit is ‘at their best’ for just four-and-a-half hours a day, new research reveals.The main reasons for below-par performance include tiredness, energy slumps and constant distractions from the internet and our colleagues. One in ten people feel on form for as just an hour or less per day.

HSBC Encouraging People to Achieve Their Ambitions

A new TV ad campaign from HSBC is encouraging people to follow their dreams. The ad supports the roll out of HSBC’s new global brand positioning “Supporting Human Ambition,” to inspire people to chase their dreams. 

A charismatic tour guide is depicted giving a group a tour around  The Museum of Procrastination. From unused gym membership cards and unfinished novels to musical instruments barely played, the rooms and displays in the museum act as symbols for the dreams people give up on and the ambitions left unexplored.

Don't feel tied too tightly to your gym contract

Gyms depend on the post-Christmas rush of overweight, over-refreshed people clamouring to hit the treadmills and rowing machines in an attempt to shed excess pounds. But many of the contracts these new gym members’ sign are packed with incomprehensible language, tortuous clauses, long notice periods and even the odd unfair term. It's important gym members know their rights to terminate their contract and the circumstances that can arise meaning a gym member could argue that their membership should end. 


New Year is the time when we assess what we want to change about our lives. We might want to lose weight or start drinking less, but maybe we should identify what it is that’s causing us to reach for the Dominos menu or pour ourselves just a “drop more” wine after a long day.


New Year is a time when we think about our finances and plan for big investments. Buying a home can be daunting but with good advice and careful planning it doesn’t have to be a stressful experience.


Saving money is one of the most popular New Year’s Resolutions, but as many of us know it’s far easier said than done. In the wake of rising energy prices, homeowners and businesses alike are understandably trying to cut their consumption. But with so many energy guzzling appliances in our homes and offices, knowing exactly what will make a difference can be tricky. If you’ve been struggling to get started, then domestic and business energy comparison specialist Love Energy Savings is here to help you out.

Concentrating on the Spiritual rather than the Physical could lead to Prosperity this New Year

Cutting Truths by Michael Levy

"In life, there is always an easy way or a hard way to do everything", so says Michael Levy, American author, philosopher and lecturer. In this article, he shares how five simple New Year resolutions relating to business & lifestyle could lead you to true success.

Personal Finance Goals Second Most Popular New Year's Resolution

Consumers consider saving and purchasing plans in January.


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